It’s been a couple of months since I’ve mentioned Kiva so it must be time to do it again. A small amount of money (that you get BACK!!) can change someone’s life. And that someone’s family, and their employees, and their village. That’s better than interest in my opinion, and substantially better than the return […]

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In these times of financial crisis, one of the things that we are all learning…if we didn’t already know it…is that business runs on capital. But what if you’ve got a business that is so small that no bank is willing to bother with you? What if you are in a part of the world […]

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Imagine lending to someone who will use your money to raise his family from poverty. Imagine being able to make a difference like that in someone’s life. In due time, the loan is repaid and you can either take your money back or invest it in changing someone else’s life. Quite a different approach to […]

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